Mr. Kumar joined State Bank of India in 1986 and has held various important assignments in the Bank. He has done Master of Business Administration (MBA) and a Certified Associate of Indian Institute of Bankers.
A career banker with experience of over 36 years, Mr. Kumar has held various positions across a wide range of domains including International Banking, Corporate Clients Group, Retail Banking. His major assignments were CEO, SBI Osaka Branch, DGMs of various Commercial Clients Group Branches.
Prior to assuming his current responsibilities, He was the General Manager (Credit), State Bank of India, International Banking Group. The International Banking Group comprises international operations of the Bank which are spread across 229 offices in 31 countries with a business portfolio of more than USD 60 bn and a staff complement exceeding 3000. As a Head of Credit department, Mr. Kumar is responsible for business strategy, business development, operational efficiency, and other functional areas of the credit business of all the foreign offices of State Bank of India.
Presently, He is a Chief General Manager of Commercial Clients Group looking after the North India Region which includes Branches spread in the States of Delhi, Uttar Pradesh, Punjab, Haryana, Uttarakhand, Rajasthan, Himachal Pradesh, J & K etc. His current profile includes overall supervision and development of Corporate Credit in the North India Region.